She's OCS with the recall flag up — doesn't she have to get out of my way?

No. Being over the line early is a scoring problem, not a right-of-way problem. Until she turns back she is simply a starboard-tack boat and Rule 10 applies as it always does — on port, you keep clear. The switch comes the instant she starts sailing back towards the pre-start side: Rule 21.1 then takes over, the Section A rules (Rule 10 included) stop applying between you, and she must keep clear until her hull is completely on the pre-start side.

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<iframe width="560" height="315" src="https://www.youtube.com/embed/bQX2nZGLAcM" title="Sailing Kiwi" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe>
<p><a href="https://sailing.kiwi.nz/v/bQX2nZGLAcM/">Source: Sailing Kiwi</a></p>

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